Cataract Surgery Cost

Cataract surgery is a common procedure that involves removing the cloudy lens of the eye and replacing it with an artificial lens. It is typically performed to improve vision and reduce the impact of cataracts, which can cause blurred vision and difficulty seeing in low light conditions.

While cataract surgery is often necessary for maintaining good vision and quality of life, it’s important to understand the Cataract operation costs and how to navigate the financial aspects of the procedure. In this article, we will discuss the average cataract surgery cost in India, different types of cataract eye treatments and their costs, factors that influence cataract operation costs, and tips for budgeting and planning for cataract surgery costs. We will also explore government assistance programs and insurance coverage options for cataract surgery, as well as hidden fees and additional charges that may be included in eye cataract operation costs.

What Is the Average Cost of Cataract Surgery in India?

The average cataract surgery cost in India can vary depending on several factors, including the location of the clinic, the type of lens used, and any additional procedures that may be required. On average, the cataract operation cost at Centre For Sight ranges from INR 20,000 to 54,000 per eye. It’s important to note that this cost usually covers the surgery itself and does not include preoperative evaluations, post-operative care, or any medications that may be prescribed.

It’s always recommended to consult with an ophthalmologist and get a personalized quote for cataract surgery based on your specific needs and circumstances. They will be able to provide you with a more accurate estimate of the cost and any potential additional expenses.

Different Types of Cataract Eye Treatments with Their Cost in India

There are different types of cataract eye treatments available in India, each with its own cost implications. Some common types of cataract eye treatments include Femto cataract surgery, MICS (Micro-Incision Cataract Surgery), phacoemulsification, and laser-assisted cataract surgery.

The cost of these treatments can vary depending on the technique used, the type of lens implanted, and the overall complexity of the procedure. On average, Femto surgery may cost around 39,000 – 49,000, MICS around 15,000 – 30,000 and phacoemulsification around 15,000 – 30,000

Factors Influencing cataract operation Costs

Several factors can influence the cataract surgery cost, such as:

The location of the hospital: The cost of cataract surgery can vary depending on the city or region where the hospital is located. Generally, metropolitan areas tend to have higher costs compared to those in smaller towns or rural areas.

The type of lens used: There are different types of lenses available for cataract surgery, each with its own cost. Standard monofocal lenses are typically the most affordable option, while premium multifocal or toric lenses may have higher costs.

Additional procedures: In some cases, additional procedures may be required during cataract surgery, such as correcting astigmatism or addressing other eye conditions. These procedures can add to the overall cost of the surgery.

Cataract Surgery Cost with Top Lenses

Cataract operation cost can vary depending on the type of lens used. Here are some approximate costs for cataract surgery with top lenses:

Monofocal lens: The cost of cataract surgery with a standard monofocal lens is typically around 20,000 – 60,000.

Multifocal lens: Cataract surgery with a multifocal lens, which can help correct both near and distance vision, may cost above 50,000 – 1,00,000.

Toric lens: If you have astigmatism, cataract surgery with a toric lens, which can correct both cataracts and astigmatism, may cost around 30,000 – 65,000.

EDOF lens: If you are presbyopic, then cataract surgery cost with EDOF lens which can create a single elongated focal point to enhance the range of vision and will cost around 50,000 – 1,00,000. 

Cataract Surgery Cost Break-Up

The cataract surgery cost can be broken down into different components. Here is a general cost break-up:

• Surgeon’s fee: This includes the fee charged by the ophthalmologist or eye surgeon for performing the surgery.
• Hospital charges: This includes the cost of using the surgical facilities and any additional services provided by the hospital.
• Lens cost: The cost of the artificial lens implanted during the surgery.
• Pre-operative evaluations: These include any tests or evaluations conducted before the surgery to assess your eye health and determine the best course of treatment.
• Post-operative care: This includes any follow-up visits or medications prescribed after the surgery.
• Additional procedures or treatments: If any additional procedures or treatments are required during the surgery, there may be additional costs associated with them.

Tips for Budgeting and Planning for Cataract Operation Costs

Planning for the cataract surgery cost can help you better manage your finances. Here are some tips for budgeting and planning:

• Visit different clinics and compare costs: Take the time to research different clinics and compare their cataract surgery costs. Consider factors such as reputation, experience of the surgeons, and patient reviews in addition to cost.
• Explore insurance coverage options: Check with your insurance provider to understand what cataract surgery expenses may be covered under your policy. This can help reduce your out-of-pocket costs.
• Discuss financing options: If you’re unable to pay for the surgery upfront, discuss financing options with the clinic or hospital. They may offer payment plans or financing options to help make the cost more manageable.
• Plan for additional expenses: In addition to the cost of the surgery itself, consider any additional expenses such as transportation to and from the clinic, post-operative medications, and follow-up visits.

Government Assistance Programs for Cataract Operation

In India, there are government assistance programs available like Ayushmann Bharat to help people who require cataract surgery but may not have the financial means to afford it. To avail these programs, you will typically need to meet certain criteria, such as income eligibility limits and proof of residence. The specific details and requirements may vary depending on your state or region. It’s recommended to reach out to the local government health department or eye hospitals in your area to inquire about the government assistance programs available for cataract surgery.

Insurance Coverage for Cataract Operation

At Centre For Sight, we understand the importance of accessible healthcare, especially when it comes to essential procedures like cataract surgery. That’s why we’re empanelled with a wide range of organizations and insurance providers to ensure that individuals can receive the treatment they need without financial barriers.

Our hospital network is empanelled with esteemed organizations such as CGHS, ECHS, DU, DGEHS, RBI, Air India, ESIC, RGHS, Haryana Government, MP Government, BSNL, WBP, WBHS,  Pandit Deen Dayal Upadhyay, HDFC ERGO,  Ayushman Bharat, FCI, AAI, CISF, EHS, Aarogyasri, Arogya Bhadratha and many others, including third-party administrators (TPAs), corporates, and insurance companies. Holding a card from any of these affiliations means you can access free or cashless services for your cataract operation at Centre For Sight.

Whether you’re a government employee, a member of a corporate health scheme, or covered by a private insurance plan, we’ve got you covered. Our seamless integration with various insurance networks ensures that you can focus on your health without worrying about the financial aspect.

Hidden Fees and Additional Charges in Cataract Operation

When reviewing your cataract operation bill, it’s important to be aware of any potential hidden fees or additional charges that may be included. Some common examples include:

Facility fees: These are charges associated with using the surgical facilities, such as the operating room and recovery area.

Pre-operative evaluations: Some clinics may charge separately for pre-operative evaluations, including tests and assessments conducted before the surgery.

Post-operative care: If you require additional follow-up visits or medications after the surgery, there may be separate charges for these.

Medications: The cost of any prescribed medications, such as eye drops or pain relievers, may not be included in the cataract operation cost and may need to be purchased separately.

It’s important to carefully review your cataract operation bill and discuss any questions or concerns with the clinic or hospital billing department. 

FAQs

How much money is required for cataract surgery?

Cataract surgery costs INR 10,000 to 20,000 per eye on average.

How much does cataract surgery cost?

Cataract surgery ranges from INR 8,000 to 15,000 per eye, depending on factors like location and technology used.

What is the cost of lens after cataract surgery?

Intraocular lenses after cataract surgery range from 20,000 to 1,00,000 per eye, depending on the type chosen.

Is cataract surgery 100% safe?

Cataract surgery has a success rate of over 98%, but, like any surgery, carries some risks.

Are there any financing or payment plans offered for cataract surgery?

Many eye care facilities offer financing or payment plans for cataract surgery.

What factors influence the cost of cataract surgery?

Factors influencing cataract surgery costs include surgeon experience, technology, and facility.

Does the type of cataract surgery procedure affect the cost?

The type of cataract surgery procedure, such as Femto laser-assisted, MICS (Micro-Incision Cataract Surgery) or premium lens implants, affects costs.

Are there any additional fees or expenses associated with cataract surgery?

Additional fees for cataract surgery may include pre-op testing, medications, and follow-up visits.

Does insurance cover the cost of cataract surgery?

Insurance typically covers basic cataract surgery, but premiums for advanced options may require out-of-pocket payments.